How does ZALEA Finance work ?

ZALEA FINANCE, collects offers from a variety of financial partners. You can use these funding options to pay for procedures or treatments performed by cosmetic physicians specializing in dermatology, ophthalmology and plastic surgery.

APPLYING IS QUICK AND SIMPLE

To apply you must be at least 18 years of age, be a U.S. resident, have a U.S. social security number, have a physical address, and have a valid government issued ID.You will also have to provide your phone number and annual income.

STEP 1

Go to https://financing.zalea.com and complete ONE online application. Take a few moments to complete our loan inquiry form with some basic information.

STEP 2

View your rates and choose the best offer. Choose offers from among the top lenders that have already pre qualified you based on your information.

STEP 3

Get your money. Your information goes with you to the lender of your choice where you can complete the final steps and review loan terms. Funding can occur within one day!

WHAT RATES ARE OFFERED BY THE LENDING PARTNERS THAT PARTICIPATE?

Rates from our partners start at 5.74%. The exact rate depends on a number of factors including credit score, income and the amount of your current monthly debt payments.

DOES APPLYING AFFECT MY CREDIT SCORE?

To pre-qualify a "soft-pull" credit check is used to determine prequalification approval. if you select a financing offer, then a full credit report will be used as part of the approval process.

HOW LONG DOES IT TAKE TO GET MY LOAN FUNDED?

Our lending partners are among the fastest in the industry. Your loan can fund in as little as one day.

HOW LONG DO I HAVE TO REPAY MY LOAN?

Our lending partners currently offer loans ranging from 12 months to 7 years.